Frequently Asked Questions, Answered.

If your child is eligible, their Trump Account account will be created automatically by the U.S. Treasury. You no longer need to create the account yourself.

Your next step is to activate that account by accessing it, which you can currently do via TrumpAccounts.gov or with the Trump Accounts app on the Apple App Store or Google Play.

Access and activate your child’s account by downloading the official Trump Accounts app from the Apple App Store or Google Play Store, or visit the official Trump Accounts Website.

All deposits are expected to be made by the end of the day Friday, October 9. Check your child’s Trump Account early the following week to see if they received the contribution.

No. There is no separate application. You do not need to take any action right now.

• For Trump Account access, activation or support → TrumpAccounts.gov or TrumpAccount.com
• For questions about the Dell contribution → InvestAmerica.org/Dell

Trump Account eligibility is determined by the U.S. Treasury. For current eligibility requirements and account information, visit TrumpAccounts.gov or TrumpAccount.com.

The U.S. Treasury has created Trump Accounts automatically for eligible children. Families no longer need to create accounts individually.

If you created a Trump Account or submitted Form 4547 before October 1, your child remains eligible under the rules that applied at that time. Auto-enrollment does not change that. For questions about a previously submitted Form 4547 or a specific account, visit TrumpAccounts.gov or TrumpAccount.com.

No. Families no longer need to submit Form 4547 to create an account for an eligible child. If you submitted Form 4547 before October 1, your child remains eligible under the rules that applied at that time.

If your child is eligible, Treasury has created their Trump Account automatically. That’s an important benefit of auto-enrollment: an eligible child doesn’t miss out simply because their family didn’t know about the program or hadn’t opened an account.

We still encourage families to access and activate their child’s account. That allows you to see what is in the account, monitor the investment, and add to it over time.

If your child is eligible for a Trump Account, U.S. Treasury has created the account automatically. The best way to determine whether an account was created for your child is to use the Trump Accounts app from the Apple App Store or Google Play Store or visit the official Trump Accounts Website. If you need help locating your child’s account, use the support resources available through TrumpAccounts.gov.

The goal of auto-enrollment is to make sure eligible children can benefit from a long-term investment account, whether or not their parents were aware of the program or had taken action to create an account. Families still need to access and activate the account, but U.S. Treasury now creates the account automatically, so account funds can begin compounding interest sooner.

All deposits are expected to be made by the end of the day Friday, October 9. Check your child’s Trump Account early the following week to see if they received the contribution.

No. There is no separate application. You do not need to take any action right now.

Having a Trump Account means the U.S. Treasury created an account for an eligible child.

Activating a Trump Account means a parent or guardian accesses the account with either their SSN or ITIN through Trump Accounts app from the Apple App Store or Google Play Store or the official Trump Accounts Website so they can monitor it.

Receiving the Dell $250 means a child was awarded Michael and Susan Dell’s contribution. This was allocated by Treasury, but funded by the Dells. It is different from any other funding provided by Treasury, including the $1000 gift from birth.

Under auto-enrollment, the family’s ZIP code must have a median family income (MFI) of $118,000 or less, based on the most recent U.S. Census Bureau data (2020–2024 ACS 5-Year Estimates).

Online searches often show “household income,” not “family income,” and these are different numbers. Because this program is built for families raising children, family income is the measure that best applies. It reflects what families actually earn, instead of a broader number that includes people who aren’t raising children.

To check the exact MFI for a ZIP code, visit the Census Reporter median family income table, type in the ZIP code, and select it from the list.

Michael and Susan Dell committed $6.25 billion to invest $250 in the Trump Accounts of 25 million children born between 2016 and 2024.

Michael & Susan Dell’s contribution was based on ZIP code data, not your family’s individual income.

Contributions began in the lowest-income ZIP codes and expanded until 25 million children were reached. The final threshold was ZIP codes with a median family income of $118,000 or less, based on U.S. Census Bureau data.

All eligible children living on military bases were also included.

Funds have also been reserved for children in foster care, with details still being determined and those contributions expected next year.

No. Having a Trump Account and receiving Michael and Susan Dell’s $250 contribution are two separate things.

Use TrumpAccounts.gov, TrumpAccount.com, or the official Trump Accounts app from the Apple App Store or Google Play Store, for account access and information.

Trump Account eligibility is determined by the U.S. Treasury.

For current eligibility requirements and account information, visit TrumpAccounts.gov or TrumpAccount.com.

For account access, activation, or troubleshooting support, visit TrumpAccount.com, call the Service Center at 1-866-USA-4547, or use the official Trump Accounts app from the Apple App Store or Google Play Store.

No. Account access, activation, eligibility, account management, and account support are managed through TrumpAccount.com. Invest America does not have access to individual Trump Accounts and cannot assist with account-specific issues.

For help locating your child’s account, visit TrumpAccount.com, call the Service Center at 1-866-USA-4547, or use the official Trump Accounts app from the Apple App Store or Google Play Store.

If your child is eligible, their Trump Account account will be created automatically by the U.S. Treasury. You no longer need to create the account yourself.

Your next step is to activate that account by accessing it, which you can currently do via TrumpAccounts.gov or with the Trump Accounts app on the Apple App Store or Google Play.

Access and activate your child’s account by downloading the official Trump Accounts app from the Apple App Store or Google Play Store, or visit the official Trump Accounts Website.

• For Trump Account access, activation or support → TrumpAccounts.gov or TrumpAccount.com
• For questions about the Dell contribution → InvestAmerica.org/Dell

Trump Accounts are administered through official program systems and processes. All data collection on you and your child must comply with robust federal data protections. To learn more, visit TrumpAccount.com.

No. Invest America, Michael and Susan Dell, and the Dells’ philanthropies do not have access to any information about individual Trump Accounts. Questions about account information, account access, and privacy should be directed to TrumpAccount.com.

Yes. Both the federal newborn credit and the Dell $250 are contributed directly to your child’s account at no cost to your family and with no obligation. The goal is a head start for children so they can be invested in the American economy as early as possible and get the benefit of compounding over time.

Trump Accounts are administered through the official program established by the U.S. Treasury. Families can access and review account information directly through the Trump Accounts app from the Apple App Store or Google Play Store, TrumpAccounts.gov, or TrumpAccount.com.

Families who have questions about account management should visit TrumpAccounts.gov.

No. There is no requirement to contribute your own money to maintain a Trump Account. Additional contributions are optional and subject to applicable program rules.

No. Trump Accounts are administered by U.S. Treasury through official federal program systems and processes.

The U.S. Treasury has created Trump Accounts automatically for eligible children through the new auto-enrollment process. The goal of auto-enrollment is to help more eligible children benefit from a long-term investment account, whether or not their families were aware of the program or had taken action to create an account. Families still choose whether to access and activate the account.

Trump Accounts are investment accounts for eligible children in American and U.S. territories. The money in the account is invested for the child’s future and can grow over time. Starting October 1, U.S. Treasury will automatically create Trump Accounts for all eligible children.

There is no cost to families to have a Trump Account. For current account administration information, visit TrumpAccounts.gov.

Trump Accounts may receive contributions from families and other eligible contributors, subject to program rules. For current contribution rules and limits, visit TrumpAccounts.gov.

Money in Trump Accounts is invested according to federal rules governing the accounts. For current investment information, visit TrumpAccounts.gov.

The money remains invested in the child’s account and has the opportunity to grow over time. For current rules governing contributions, investments and withdrawals, visit TrumpAccounts.gov.

Trump Accounts are designed as long-term investment accounts for children. Federal rules govern when funds can be accessed and how they may be used. For current information, visit TrumpAccounts.gov.

No. Parents and guardians do not pay taxes on what their child’s account earns. That said, Trump Accounts are subject to federal tax rules governing contributions, investment growth, and withdrawals. For current tax information, visit TrumpAccounts.gov, TrumpAccount.com, or IRS.gov.

Yes. A Trump Account can be one part of how a family saves and invests for a child’s future. Families may also use other savings and investment options available to them.