Did Your Child Receive the Dell’s $250 Contribution?
Quick Answers
Did my child receive Michael and Susan Dell’s $250?
All deposits are expected to be made by the end of the day Friday, October 9. Check your child’s Trump Account early the following week to see if they received the contribution.
Does my child still have a Trump Account if my ZIP code wasn’t included?
It’s very likely. More than 70 million children under 18 have Trump Accounts. Access your child’s account to see what contributions are available.
Can my child’s account contain other money?
Yes. Eligible children may receive other contributions, including federal newborn contributions and contributions from family members, employers, or others.
Why did some children receive Michael and Susan Dell’s $250 and others did not?
The contribution was allocated by ZIP code based on median family income until 25 million eligible children were reached.
Before You Go
A Trump Account and Michael & Susan Dell’s $250 are not the same thing.
Even if your ZIP code wasn’t included for the Dell contribution, your child may still have a Trump Account and may be eligible for other contributions.
Access Your Child’s Account Here
Frequently Asked Questions
How were children selected for Michael & Susan Dell’s $250?
Michael and Susan Dell committed $6.25 billion to invest $250 in the Trump Accounts of 25 million children born between 2016 and 2024.
Michael & Susan Dell’s contribution was based on ZIP code data, not your family’s individual income.
Contributions began in the lowest-income ZIP codes and expanded until 25 million children were reached. The final threshold was ZIP codes with a median family income of $115,000 or less, based on U.S. Census Bureau data.
All eligible children living on military bases were also included.
Funds have also been reserved for children in foster care, with details still being determined and those contributions expected next year.
How was ZIP code eligibility determined?
Under auto-enrollment, the family’s ZIP code must have a median family income (MFI) of $115,000 or less, based on the most recent U.S. Census Bureau data (2020–2024 ACS 5-Year Estimates).
Online searches often show “household income,” not “family income,” and these are different numbers. Because this program is built for families raising children, family income is the measure that best applies. It reflects what families actually earn, instead of a broader number that includes people who aren’t raising children.
To check the exact MFI for a ZIP code, visit the Census Reporter median family income table, type in the ZIP code, and select it from the list.
Why did the income threshold change from $150,000 to $115,000?
When Michael and Susan Dell announced their commitment, Trump Accounts required families to enroll, and the commitment was to provide $250 for the first 25 million eligible children in families with incomes below $150,000.
After Trump Accounts moved to automatic enrollment, the number of eligible children increased significantly. Michael and Susan Dell’s commitment remained the same: $250 for 25 million children.
Funding was provided starting with eligible children in the lowest-income families and continued to higher-income families until 25 million accounts had been funded. The final Trump Accounts eligibility threshold was set at zip codes with a median family income of $115,000 or less.
What Is Median Family Income?
Median family income is the midpoint family income for a ZIP code based on the U.S. Census Bureau’s 2020-2024 American Community Survey.
Contributions began in the lowest-income ZIP codes and expanded until 25 million children were reached. The final threshold was ZIP codes with a median family income of $115,000 or less, based on U.S. Census Bureau data.
What money could be in my child’s account?
Depending on eligibility and timing, your child’s account may include:
- Michael and Susan Dell’s $250 contribution
- Federal contribution for eligible newborns
- Contributions from family members
- Contributions from employers
- Future eligible contributions
Access your child’s account to see any contributions that have been deposited and invested on your child’s behalf.
The Dell contribution was based on ZIP code data, not your family’s individual income.
What If I Enrolled My Child’s Account Before October 1?
If you claimed a Trump Account or submitted Form 4547 before October 1, your child remains eligible under the rules that applied at that time.
You do not need to take any additional action.